On November 11, 2025, all U.S. banks, including Bank of America, will close in observance of Veterans Day. This federal holiday honors U.S. military veterans who have served in the armed forces. While bank branches will be closed, digital banking services will remain accessible. Below is a breakdown of how the holiday will affect banking services, and what customers need to know.
Veterans Day Alert
| Key Fact | Detail |
|---|---|
| Date of Closure | November 11, 2025 (Veterans Day) |
| Impact | All U.S. banks will be closed, including Bank of America |
| Banking Services Affected | Branches and in-person services unavailable |
| Online and Mobile Banking | Available for account access, transfers, and payments |
What is Veterans Day?
Veterans Day, observed every November 11, honors U.S. military veterans who have served in various conflicts, including World War I, World War II, the Vietnam War, the Korean War, and more recent military operations. The holiday was originally established as Armistice Day in 1919 to mark the end of World War I but was expanded in 1954 to honor all veterans.
Today, Veterans Day is recognized as a federal holiday, and many businesses, including financial institutions, are closed for the day. It is a time to reflect on the sacrifices of U.S. veterans and to show appreciation for their service.
How Will Bank of America and Other Banks Be Affected?
Bank of America, along with other major U.S. banks, will be closed on Veterans Day, November 11, 2025. This includes branches, which will not offer in-person services such as deposits, withdrawals, or account consultations. While these services will not be available, digital and remote banking services will continue to operate.
- Branch and In-Person Services: All U.S. bank branches, including those of Bank of America, will be closed for the day.
- Online and Mobile Banking: Bank of America customers will still be able to manage their accounts online or via the mobile app. You can:
- View balances and recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks via mobile capture
- Use Zelle for person-to-person transfers
However, it is important to note that certain services, like wire transfers and transactions that require processing by the Federal Reserve, may face delays until the next business day, November 12, 2025.
What Services Will Remain Available on Veterans Day?
Even though bank branches will be closed, several services will still be available to customers:
- ATM Services: Customers can use ATMs for basic banking tasks such as withdrawing cash, making deposits, and checking account balances.
- Digital Banking: Online banking platforms and mobile apps will remain fully functional, providing 24/7 access to:
- Account management
- Fund transfers
- Bill payments
- Check deposits
- Zelle transfers for quick money transfers
- Automatic Transactions: Direct deposits and automatic bill payments are likely to process as scheduled, even though banks are closed.
However, customers should be aware that any same-day wire transfers or checks that are deposited on Veterans Day will not clear until after the holiday, on November 12.
Bank-Specific Details: How Other Banks Will Handle Veterans Day
While Bank of America and major U.S. banks will close, other financial institutions may adjust their operations. For example:
- Chase Bank and Wells Fargo have confirmed their branches will be closed on November 11, but digital banking services will continue without interruption.
- Credit unions may also observe Veterans Day closures, though some smaller institutions may remain open with limited services.
Small Banks and Retail Locations: Some retail banking locations, such as those inside grocery stores or shopping malls, may stay open, but these will offer very limited services.
Alternatives for Urgent Transactions
If you need to perform time-sensitive transactions and are unable to visit a physical branch, consider these alternatives:
- Third-Party Payment Services: Services like PayPal, Venmo, and Cash App remain operational, allowing you to send or receive money instantly.
- Bill Pay: If you need to pay bills or make transfers, use online bill pay through your bank’s website or app. Many banks offer automated scheduling, which allows you to process payments ahead of time to avoid delays.
Veterans Day Deals and Discounts
Veterans Day is also a time for businesses to honor military service members through discounts and special offers. While financial institutions are closed, there may be special promotions from Bank of America and other banks for veterans and active-duty military personnel, such as:
- Special interest rates on loans and credit cards for veterans.
- Discounted fees for military service members.
- Special offers on veteran-specific financial products (e.g., home loans, VA mortgages).
It’s always a good idea to check with your bank for any specific offers related to the holiday.
Preparing for Bank Closures: What Customers Should Do
If you need to complete certain transactions before Veterans Day, here are some steps to take:
- Plan Ahead: Complete any urgent banking tasks, such as wire transfers or large withdrawals, by November 10.
- Use ATMs: If you need cash, plan to visit an ATM before the holiday.
- Schedule Bill Payments: Use your bank’s online bill pay system to ensure payments are processed before the holiday.
- Leverage Online Banking: Take advantage of mobile apps to view accounts, transfer funds, or deposit checks.
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What About Retail Bank Operations?
Although traditional banks will be closed, some retail banks or financial service locations inside stores may remain open. These locations typically offer limited services, such as check cashing and ATMs. It’s a good idea to check with your nearest location to confirm hours and available services.
What Happens After Veterans Day?
After November 11, Bank of America and other banks will return to their regular operating hours on November 12, 2025. Any delayed services, including wire transfers, should process without issue on the next business day.
FAQ About Veterans Day
Q: Will Bank of America be open on Veterans Day?
A: No, Bank of America will close on November 11, 2025, in observance of Veterans Day.
Q: Can I access my account on Veterans Day?
A: Yes, customers can access their accounts through mobile banking, ATMs, and online banking. However, certain services, such as wire transfers, may be delayed.
Q: Are there any special offers for veterans on Veterans Day?
A: Many banks, including Bank of America, offer discounts or special financial products for veterans. Check with your bank for details.
Q: Can I make wire transfers on Veterans Day?
A: Wire transfers will be delayed as U.S. banks, including the Federal Reserve, will be closed for the holiday.
